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Cake day: June 26th, 2023

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  • It depends on the organization.

    I’m part of the Texas Municipal Retirement System. I put 7% of my salary into TMRS, and th city double-matches that, so I’ve got 21% going into the pension annually.

    When I retire, the pension pays me according to what I put in and what I make the last 5 years of my career. Each member city that I’ve worked at contributes to my pension until I doe according to how long I’ve worked there.

    The biggest thing to understand about a pension versus a 401k is that you can’t cash out on a pension. When I retire, I’ll get paid the rest of my life and even get raises, but I won’t have a huge pile of money I can pull out or give to my heirs.

    On the flip side, I don’t run the risk of outliving my savings.







  • The second time was their easiest out. He wasn’t President, he had just lost an election, most of the country was disgusted with his antics post-election or at least just tired with it all.

    They could’ve kneecapped him right then and barred him from running again. He would have left Washington a pariah. Most Republians hated the man, and this was their chance to shoot the rabid dog, but they were afraid of getting primaried over it. Which itself is ridiculous because most of the GOP senators were 3-5 years from their next primary.

    That was when the GOP was fully-captured.









  • It’s not zoning.

    It’s when places developed. The super spread-out metroplexes of the US are in areas that developed after the invention of the automobile.

    Europe isn’t more enlightened when it comes to development. They’re just older. Cities tend to develop around most people living within an hour of where they work. When the US urbanized, that was a much larger area due to technological advancements. Rolling that back is almost impossible.



  • Believe it or not, not everyone lives in dense urban areas or the suburbs.

    And the scale of the US isn’t something most Europeans understand. How long does it take you drive across your country? In the US, a drive from Southern California to Maine is over 48 hours and around 5000 kilometers.

    The Texas Triangle megalopolis (Houston, Dallas, San Antonio) is bigger than lots of European countries.